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Banking Services

Banking Service means a deposit, loan or other banking facility provided by a Bank to a Customer, but does not include a service in relation to a bill of exchange, a variation of a term or condition of a facility or a debt to a Bank that arises as a result of a withdrawal of more than the amount by which an Account is in credit without the approval of the Bank.

BBPS Service

Bharat Bill Pay eases the payment of bills and improves the security and speed of bill pay. An instant confirmation is generated for the bill payments. Currently you can pay bills for GAS, Electricity, Water, DTH and Telecom billers.

Bharat Bill Payment System (BBPS) is a RBI mandated system which offers integrated and interoperable bill payment services to customers across geographies with certainty, reliability and safety of transactions. It offers bill payment services to customers through network of agents or online, allowing multiple payment modes and provides instant confirmation. It will facilitate a cashless society through migration of bill payments from cash to electronic channel.

Cash Withdrawal

Cash Withdrawal is a cash withdrawal from your Card account, using a Card at ATMs and at POS of bank branches. “CAT Transaction” is a Transaction conducted on a Terminal activated by Account holder, where goods and services are sold in physical premises without any attendees of a merchant.

Presenting Cardless Cash Withdrawal service, a simple and safe mode to withdraw cash 24x7, from ICICI Bank ATM.

Aadhar Pay

The best way to take payments from your customers. A customer needs his Aadhaar number and his presence at the counter. The Micro-ATM comes with a biometric scanner which enables the authentication.

If a customer wants to make payment, then he/she just needs to enter his/her Aadhaar Number in the Micro ATM, scan his/her finger on biometric scanner attached to MicroATM and select the bank from which the payment is to be made. Upon entering the Aadhar Number, the system would automatically fetch the bank account linked with the customer’s Aadhaar number and debit the bank account just like debit card or Bharat QR code.

Balance Enquiry

All bank balance enquiry is 100% free. Missed call banking can be used to check bank account balance. In addition to the internet banking facility, the nearby ATMs can be searched with a click of a button. In case you are wondering where is your nearby branch? there is an option of bank branch search

With VTS Communication you can easly allow users to check thire blance and thire Aadhar card number & Finger print ID Users can easly easly balance or admin's screen.

Mini ATM

Mini ATM is a banking innovation that can server any bank. The Mini ATM Machime is operated by us that will include a card reader for all Cash Withdrawal and Balance Enquery transaction from all bank Debit Cards.

Mini ATM meant to be a device that is used by a million Business Correspondents (BC) to deliver basic banking services. The platform will enable Business Correspondents (who could be a local kirana shop owner and will act as ‘micro ATM’) to conduct instant transactions.

Cash Deposit

Any person whose Aadhaar is linked with the bank can deposit money in his account through his Aadhaar card and ATM and Aadhar banking also allows you to turn your shop into a cash deposit machine. Your customers can then deposit cash at your shop with ease.